Platform Overview

One workflow for case intake, valuation,
due diligence and credit review

Landworth gives specialist property lenders a single operating layer for structured intake, automated evidence gathering, policy-led review and committee-ready outputs.

landworth.ai/platform/automated-valuation-report

AUTOMATED DESKTOP VALUATION

42 RICHMOND HILL, RICHMOND, LONDON, TW10 6QX

UPRN: 10023XXXXXXUSRN: 2040XXXX
DATA SOURCES14
TRANSACTIONS3
POLICY CHECK100%
COMPARABLES4/32

£785,000

£520/FT²

EXPECTED RANGE: £755K — £815K

CONFIDENCE

HIGH (87%)

Case Ingestion

Structured Intake

Structured Case Intake

Eliminate manual entry across multiple systems. Cases from brokers arrive via portal, email or API and are classified into a validated, review-ready dataset automatically.

Portal & API
Data extraction
Email import
Webhook integration
New Case
Property address
42 Richmond Hill, Richmond, TW10 6QX
Borrower
Richmond Homes Ltd
Loan amount
£590,000
Loan purpose
Bridge — refurbishment
Estimated value
£785,000
LTV
75.2%
ValidatedCase record created

Asset Intelligence

Desktop Valuation

Automated
Desktop Valuation

Generate comparable-driven valuations with confidence scoring. Every data point carries a traceable link to its primary source — transaction records, listing data and registry entries.

1
Comparable-driven valuation
2
Confidence scoring
3
Market context analysis
4
Source-linked evidence
Valuation Output
£785,000
Confidence: High (87%)
Address42 Richmond Hill, TW10 6QX
Type3 bed semi-detached
Comparables used4 of 32 matched
Price per ft²£520/ft²
Range£755,000 — £815,000
Evidence trail linked
4 sources attached

Decision Workbench

Review and Approve

Underwriter Review

A single workspace for underwriters to review cases against policy, escalate exceptions, and record decisions with full audit trails and reason codes.

Policy Rule Checking

Auto-check against criteria.

Human Review Queue

Prioritised case workstream.

Override with Reason Codes

Captured decision rationale.

Committee-Ready Outputs

Packaged for approval.

Policy checked
A+
Credit Grade
PASSED
LTV Check
Review Progress2 of 3 approved
Approve & CommitDecision logged with audit trail

Audit Integrity

Audit & Governance

Complete Audit Trail

Maintain a permanent record of every valuation, policy check and underwriter decision. Every output links back to its source data with full traceability.

Every output links to source data
Human approvals captured with identity and timestamp
Override reasons preserved
Full evidence chain for committee
Audit Log
Case #2847
Valuation completed
Desktop AVM — £785,00009:41
Logged
Policy check passed
LTV 75.2% within 80% limit09:42
Logged
Underwriter review
Approved by J. Harrison10:15
Pending
Evidence trail complete
Next Step

See how Landworth fits your lending workflow.

Lender Modules

01

Automated Valuation Synthesis

Desktop property valuations powered by regional transaction data, market movement indices and automated adjustments.

Active
02

Portfolio Monitoring & Surveillance

Bulk re-valuation and automated risk monitoring for BTL portfolios, back-book reviews and movement tracking.

Active
03

Risk & Due Diligence Hub

Automated entity searches across Companies House, adverse media and global datasets to surface material credit and character risks in a single view.

Active
04

Policy-Led Decision Engine (DIP)

Automated decisioning that translates valuation, diligence and asset data into indicative lending appetite and DIP documents.

Active

Connectivity

API and Integrations

Connect to your existing systems.

Integrate with your loan origination system, CRM, and data providers. From Land Registry to Open Banking, Landworth connects the data sources you already use.

REST API

Full REST API for system integration with your LOS, CRM and internal tools.

Webhooks

Real-time notifications when cases change status, valuations complete, or reviews are needed.

Bulk Import

CSV and Excel upload for portfolio data, back-book reviews and batch processing.

Broker Portal

White-label broker portal for case submission, status tracking and document upload.

Policy Framework

Lending Criteria

Configurable
Policy Rules

Define your lending criteria as rules that run automatically on every case. Flag, block or escalate based on your own thresholds — no developer needed.

Define
Lending Criteria

Translate your policy documents into executable rules that check every case automatically.

Auto-check
On Intake

Cases are screened against your criteria the moment they arrive — before any manual review.

Escalate
By Your Rules

Flag, block, or route to committee based on the thresholds you set.

Version
Controlled

Every policy change is versioned and timestamped so you know exactly which rules applied.

LTV Limit
75%
Maximum loan-to-value
Hard gate
DSCR Minimum
1.25x
Serviceability floor
Hard gate
Experience
Tier 1
Borrower experience level
Required
Geography
UK only
Coverage region
Hard gate
Asset class
Resi / Comm
Permitted property types
Soft check
Ready to explore

See how Landworth fits your workflow

Book a walkthrough to see structured intake, desktop valuations, policy-led review and audit trails working together for your lending operation.